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About Us Mission Statement Coosa Pines Federal Credit Union is a member-owned and controlled financial cooperative whose purpose is to maximize member benefits by providing cost-effective services to meet their financial needs; to endeavor to continuously improve and expand services while maintaining financial soundness; and to promote the philosophy of the credit union movement. The Credit Union Difference Your credit union is a not-for-profit institution Chartered on June 15, 1950. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. And, earnings above the required reserves are returned to you, instead of a small group of stockholders, in the form of lower interest rates on loans and higher dividends on savings. Click here for details on becoming a member The Security You Need Coosa Pines Federal Credit Union provides maximum security for your funds through the NCUA (National Credit Union Administration), a U.S. government agency, up to $100,000 and ESI, Excess Share Insurance provides an Additional $250,000 protection. The NCUA insures individual and joint accounts up to $100,000. Individual Retirement Accounts (IRAs) are insured by the NCUA up to $250,000. In addition to the NCUA insurance, Coosa Pines FCU provides $250,000 coverage through Excess Share Insurance. With the combination of NCUA and ESI coverage member accounts can now be insured up to 1.2 million, depending on how you structure your deposits. Click here for Holiday Closings |
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