Not Enrolled?

Become a Member

Loan Products

Services

Contact Coosa Pines FCU

Visit Us on FaceBook
Twitter

Verified by Visa
Convenience Products



Debit and ATM Card
Convenience and Security in the CPFCU Debit and ATM Card
 
• 
Register your CPFCU Visa® Debit Rewards Card to earn points with UChoose Rewards (see below)
 
•  Debit and ATM cards carry no annual fee and incur no transaction fees.*
 
•  The Debit card eliminates the hassle of writing checks and is usable practically anywhere that VISA is accepted.
 
•  Get cash back over purchase amount at participating merchants.
 
•  Convenient alternative to a credit card for online or telephone purchases, reservations, car rentals, concert or event tickets, and more!
 
•  Valuabe educational tool for teens and pre-teens learning to manage their own finances.
 
•  The debit transaction amount will be deducted electronically from your Checking account.
 
•  The Debit and ATM cards can be used to access your Checking or Share Savings account at ATM's worldwide using the CIRRUS, EXCHANGE or CU24 Networks.**
 
•  The Debit card comes with Verified by Visa, an extra layer of security when making purchases online.
 
*As with other insufficient funds transactions, overdraft fees may apply if debits or withdrawals made with the Debit or ATM card exceed available account balance.  Beginning July 1, 2010 for new accounts and August 15, 2010 for existing members, all members must authorize the credit union in writing to pay overdrafts on ATM and everyday debit card transactions.
 
**A small transaction fee may apply when using an ATM not owned by Coosa Pines FCU.  The card can only be used as debit or credit when issued in conjunction with a Share Draft Checking account.  For members who have a Share account only, the card can only be used as an ATM card for cash withdrawals.
 
 

 Notice to Debit Cardholders
Pursuant to
Visa U.S.A. Operating Regulation 6.2.A.7.b
 
Your Visa debit card also allows you to conduct transactions on the PULSE®, CREDIT UNION 24, VISA CHECK, CIRRUS, ACCEL POS, and EXCHANGE debit networks, which will generally require you to enter your PIN.  Some merchants are authorized to accept non-Visa debit transactions without requiring you to enter your PIN.  If you choose to sign to authorize a debit transaction, the transaction will be routed as a Visa transaction.  Provisions of your cardholder agreement that specifically relate to Visa transactions are inapplicable to non-Visa debit transactions.



Your CPFCU Visa Debit Card is Now a Rewards Card!
VISA Debit Card with UChoose Rewards 
 
Sign up and register your CPFCU Visa® Debit Rewards Card online at www.uchooserewards.com to begin earning points for transactions.
 
Once you've registered your card(s), you will earn 1 point for each $2 spent as signature debit and online credit transactions.
 
      There are three ways to earn points:
  1. Make a purchase requiring a signature (choose "credit" transaction).
  2. Make an online purchase with your CPFCU Visa® Debit Rewards Card.
  3. Pay bills online using your CPFCU Visa® Debit Rewards Card.
Simple to Earn Points
Bonus points can be earned by shopping with participating merchants, such as Macy's, Best Buy, Barnes & Noble, Old Navy, Walmart.com, Kohl's, Home Depot, Pizza Hut and more! 
 
Visit www.uchooserewards.com for a complete list of participating local, national and online retailers.  But remember, you earn points for all of your signature and online purchases -- not just at participating retailers.
 
Easy to Redeem Points
Redeem your points for gift cards, products, activities, travel, event tickets... anything in the online catalog!  There are millions of items available.  It's your choice!  Plus, use our Wish List to keep track of the items you really want!
 
You shop.  You earn.  You choose.
It's that simple.



SpendEasy VISA Prepaid Card
Great for Gifts, Allowance, Vacation, Online Shopping, Online Bill-Paying and More!
 
  •  Non-personalized card can be used practically anywhere that VISA® is accepted
 
  •  Pre-loaded balance from $10.00 to $1,000.00
 
  •  Purchase at any Coosa Pines FCU location 
 
  •  Great budgeting tool when used as the “envelope” method
 
  •  Free, live customer service support for lost or stolen cards
 
  •  Phone and online support for balance inquiry and card service
 
  •  Purchase fee only $3.50, regardless of the prepaid balance*
 
  •  More convenient than store gift cards
 
*Subject to applicable law, for all cards sold after August 22, 2010: a $2.95 per month inactivity fee will be charged after a card has remained unused for 12 consecutive months.  There is a $5.00 charge for replacing a lost or stolen card.  Cardholders can report their card lost/stolen and request a replacement card by calling the customer service number on the back of the card.
 
More information on prepaid cards is available at www.myprepaidbalance.com.

Back to Convenience Products




Safe Deposit Boxes

Store your valuables and important documents safely and securely.

Safe deposit boxes are rented to members in Childersburg, Sylacauga and Pell City locations.  Protect important documents and valuables against fire, natural disaster and theft.  Annual rental fees are priced competitively, and New Horizons Club members receive a 10% discount on the annual rental fee. 
 
Suggested documents for safe storage are any that would be difficult to replace:
 
  •  Stock certificates and savings bonds
 
  •  Inventory of household goods (both list form and video)
 
  •  Original insurance policies
 
  •  Certificates of birth, marriage, death, education, or profesional training
 
   Copies of Power of Attorney documents and Living Wills, Certificates of Title, Last Will and Testimony, funeral and burial instructions, etc.  NOTE: Access to these items might be needed when we're closed, so consider keeping copies in a safe deposit box and give the originals to your attorney.
 
  •  Social Security Cards, credit cards that are not being used, and copies (front and back) of items carried in wallet such as driver's license, credit cards, etc.
 
  •  List of all personal financial accounts and locations, and original copies of leases and contracts
 
  •  Rare coins and stamps, special jewelry, medals, negatives of irreplaceable photos, or valuable collections
 
Take an annual inventory of your safe deposit box's contents and store that inventory somewhere other than in the box.  Store safe deposit box keys separately from keys to your home and car.  Avoid storing them in an envelope with the name of the credit union on it, in case your home is robbed.

NOTE: View Fee Schedule for more information.  Contact your local branch for box prices and sizes available.

Back to Convenience Products




Quick Change Machine

Back to Convenience Products






Privacy Policy | About Us | Careers | FAQs | Third Party Link Disclaimer
©2009 Coosa Pines Federal Credit Union
Website Design and Content Management by JSS Enterprises, Inc. and Print Resources