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Automobile Loans

Purchase
Coosa Pines FCU will finance the purchase of a new or used automobile with convenient repayment terms and great rates.  Finance your next vehicle at the credit union, online, or even right from the dealership!
 
Apply Online 
Log into free Virtual Branch home banking, select the Self Service tab, and choose the link Apply for a Loan in the Member Request window.  Sign up for Virtual Branch online.
  • Borrow up to 100% of Manufacturer's Suggested Retail Price (MSRP) on new vehicles, or NADA Adjusted Retail Value on used vehicles.
  • We offer low-cost Guaranteed Asset Protection (GAP) Insurance as well as Extended Vehicle Service Contracts specially discounted for members, and may include the cost of these services with the auto financing.
  • Get peace of mind with affordable Loan Protection Insurance to protect your investment in the event of disability or death.
GM Credit Union Member DiscountRefinance
The credit union also offers the refinancing of any existing auto loan you may have with another institution, such as a bank or finance company.
 
We may be able to:
  • Lower your rate
  • Reduce your monthly payment
  • Allow you to cash out equity in your vehicle for emergencies or repairs
NOTE: Proof of Insurance is required on all automobiles, new or used, financed by Coosa Pines FCU until such time as the loan is paid in full.  Certain restrictions apply.  Please contact a Loan Officer for details.
 
 

 
Let Coosa Pines FCU Show You the CARFAX
In order to offer our members greater peace of mind when purchasing a used automobile, CPFCU will automatically pull a CARFAX Vehicle History Report on all previously-owned vehicles purchased through private sellers and financed with the credit union. 
 
Members who want an electronic or printed copy of the report may purchase it from the
credit union for only $15.00.  That's over 50% off the regular CARFAX price of $34.99! 
 
Go to CARFAX.com
Purchasing through a dealership?  Not financing with the credit union?  No problem!  Contact a CPFCU Loan Officer to pull your CARFAX Vehicle History Report for the same discounted $15.00 fee. 
(You'll need the VIN, or Vehicle Identification Number*.)
 
CARFAX vehicle history reports include:
  • Accident Information
  • Service Record Information
  • Ownership History
  • Title Problems
*The VIN is located in a number of places on a car, but most commonly on the dashboard (seen through the windshield) and the driver's side door jamb sticker.  On some vehicles the VIN is also placed on the engine, hood, and other parts.  The VIN may also appear on car titles, insurance policies, service records and police reports for the vehicle.
 
 
 

 
Indirect Lending
We've teamed up with hundreds of automobile dealerships to make the car-buying process easier!
 
This innovative program through Credit Union Direct Lending (CUDL) allows members, as well as non-members who would like to join the credit union, to complete an auto loan while at the dealership!  Non-members can even join the credit union right from the dealership!
 
Buy - Sell - Shop AutoSMART: the one-stop shop for all you car buying AND selling needs. 
 
Download the free AutoSMART app to your iPhone or iPad and you can:
  • Find the dealers closest to you
  • Visit CUDL Auto SMART Now!Search through thousands of dealers' inventories
  • Get the latest ratings and reviews
  • Find out what your trade-in is worth
  • Sell your current automobile
  • And more!

Download the free App now!

NOTE: For more information, please contact a Loan Officer or visit a participating dealer.  Click here to search for Participating Dealers.  Visit the AutoSMART website.   
 

 
MEMBERS Auto & Homeowners Insurance
Protect Your Family's Investments with Auto and Homeowners Insurance
Specially Discounted for Coosa Pines FCU Members 
 
Please click here for more information.
 

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