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Life as a Homeowner
What to Do After the Papers are Signed
 
View CPFCU Mortgage LoansYou just bought a new house…now what?  How do you know what to do after the papers are signed?  Consider these steps to get settled and prepare for unexpected issues.

1. Get settled
While you might have the urge to only tackle the seemingly endless mountain of moving boxes, make some time to meet your neighbors.  It’s always good to know someone in case of an emergency, and it’s nice to know someone will be looking out for you.

2. Prepare for mishaps
Prepare in advance for issues -- they will arise, and you’ll be thankful you’re prepared.  Possibly you know someone who’s handy and could help in a pinch.  If not, assemble a list of emergency contacts such as:

        • A general handyperson
        • A plumber
        • A sewer company
        • A licensed electrician

Of course, your needs will depend on what kind of property you purchased.  Friends and family are good resources for recommendations.  If you don’t have recommendations, do an Internet search for local businesses and check with your local Better Business Bureau to see if any complaints have been logged.

3. Review your home inspection report
Now is also a good time to review your home inspection report.  Life was crazy when you put in an offer and had an inspection.  There’s no way you can remember all the suggested improvements.  Tackle the low-cost, high-value improvements first, and work through the list.

4. Take time to enjoy
This is your new palace: Make sure to savor the first days, weeks, and months in your home.  It’s a huge accomplishment to save for and purchase a home.  Don’t get too caught up in the details.  Everything will fall into place.

If you’re in the position to make home improvements, Coosa Pines Federal Credit Union can help with financing.  Stop in or call your local branch today.  You can even apply online for a home equity line of credit.
 
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