Contrary to what most marketing folks would like you to think, you don’t have to spend a lot of money to have fun or get the services you need.

• Libraries -- Visit your local library to find free entertainment and services such as tutoring, audios, videos, DVDs, scholarly journals, and business directories.

• University events websites -- Attend free lectures, recitals, plays, and concerts.

• Local events websites -- Enjoy outdoor concerts, family outings, and anticipate coming attractions.

• Theaters or entertainment venues -- Work as an usher and you see expensive concerts and plays for free.

• Public attractions -- Go to museums or gardens during designated free days.

• City, county, state, and national parks -- Ride your bike and you might get in for free.

• Internet, TV, radio -- Find nearly unlimited free resources within your own home.  Watch movies and shows; video chat with friends; or listen to music.

• Government agencies -- For those who qualify, many agencies offer services such as free tax preparation.

Whether you’re looking for recreation, information, or just something to pass the time, chances are you’ll be able to get something for nothing if you look hard enough.

• Coosa Pines FCU -- Coosa Pines offers many free financial services, such as checking accounts, online and mobile banking, online bill pay, and more!  Take a tour around our website, or call or stop by your favorite branch for more free credit union services.