Double-check that spam filter: In the wake of recent high-profile data breaches, you could be exposed to potential phishing scams.

Phishing occurs when scammers send e-mails that appear to be from legitimate companies in an attempt to acquire your personal information, such as account numbers.  The scams can become even more deceptive -- and convincing -- when crooks obtain and use your name to target messages directly to you.

Take these steps to protect your personal information from phishing attempts:

  * Avoid links.  Links contained in suspicious e-mails could direct you to fraudulent websites or to dangerous malware.

  * Don't share information.  Legitimate companies will never ask for sensitive information via e-mail.

  * Talk it over.  Make sure all family members with an e-mail address know how to spot a phishing e-mail.

  * Get secure.  Before submitting personal or financial information online, look for https at the beginning of a URL to know a website is secure.

  * Watch for errors.  E-mails that contain frequent spelling mistakes or poor grammar usually signal a scam.

  * Don't wire money.  Never wire money in response to an e-mail request or to anyone you don't know.

  * Protect your computer.  Update and run antivirus programs regularly.