Being a credit union member has its perks, such as lower loan rates, fewer and lower fees, higher savings rates, and... well, less hassle.
Start With a Share Savings Account
All CPFCU members start out the same way, by opening a share (savings) account
. The minimum share is $5.00, and members earn dividends on their savings from day one -- whether it's $5, $500, or $50,000! Dividends are paid quarterly based on the average daily balance.
Add a CPFCU Checking Account
Are you paying monthly fees for a checking account? Trying to meet a steep minimum balance to earn dividends? Racing to the bank to beat cut-off times for deposits each afternoon? Paying for online banking or bill pay service?
If you answered yes to any of these questions, then why not move your checking to your credit union? We make it easy!
Our checking accounts
have no minimum balance
, earn dividends
, offer free VISA Debit Cards
with UChoose Rewards
, and free e-services
! (And no, we don't have cut-off times for deposits.)
Plus, we give you a choice of Overdraft Protection Options
that put you in control.
Pick Your FREE Electronic Services
Virtual Branch home banking
allows you to monitor and maintain all of your Coosa Pines FCU accounts and loans with one easy login
-- make transfers, loan payments, and advances on your line of credit, even add other services... all for FREE!
And you can cross-link accounts (spouse, child, grandchild, business, etc.) to make balancing and transferring funds a breeze. Virtual Branch
puts your credit union wherever you are, 24 hours a day, 7 days a week!
Save Time & Money With Online Bill Pay.
This service is easy to set up and even easier
to control. Enter your account information once, and then schedule your payments to be made automatically -- or log on to Virtual Branch and make them month-to-month -- whenever you decide!
Funds are debited directly from your Coosa Pines checking account. No more losing bills, writing checks, paying for postage... Did you get to the Post Office on time? Avoid late fees and penalties and make life easier with Online Bill Pay
Mobile Money - Your CU To Go!
You're at the store and realize you need to check your balance. It's a little low, so you've got to transfer money from savings to checking, quick!
If you've got Mobile Money
, it's no problem! Use your mobile phone to check account balances, view transactions, and transfer funds between accounts. Mobile Money is safe and secure, and gives you access to your Coosa Pines accounts wherever you are, whenever you want!
eStatements Are Worry-Free, Hassle-Free.
Sign up for eStatements
through Virtual Branch and you'll be notified by email when your statements are ready to view. You can view, print, and save statements by logging into Virtual Branch. They're safer
-- no statements lost or stolen in the mail. They're faster
-- no waiting for your statement to arrive by mail. They're easier
-- no sorting or filing paper statements. They're reliable
-- your eStatement will look the same as paper statements, and you'll still have access to promotional inserts and credit union announcements.
And if that isn't enough, we've got over 4,400 branches across the US!
Yes, that's right! CPFCU is a member of the Credit Union Service Center (CUSC) network, which gives our members over 4,400 locations across the country to make transactions on their Coosa Pines accounts. For a list of locations, hours of operation, turn-by-turn directions, or to download to your personal navigation (GPS) device, visit www.creditunion.net