Consolidate Your High-Interest Debts, Make Improvements & Purchases,
or Just Pay Unexpected Bills with the PrimePlus Mini-HELOC
If credit card payments or other high-interest debts are eating up your disposable income each month, or if you need cash to remodel your kitchen -- or to buy a new car -- a PrimePlus Mini-Home Equity Line of Credit (HELOC) might be your best bet.
The PrimePlus Mini-HELOC is an open-end line of credit. A line of credit offers flexibility and ready access to funds, making it ideal for unexpected expenses like large medical bills and unexpected home or car repairs. You can borrow money as needed, up to the credit limit. Make advances on your Line of Credit easily using convenience checks, or by transferring funds to your Coosa Pines savings or checking accounts through:
Some features of the PrimePlus Mini-Home Equity Line of Credit are:
- Rates as Low as 3.25% APR*
- Loan amount $5,000 to $35,000
- Closing costs limited to appraisal fee, if required, unless the loan is paid in full within the first 12 months
- Can be first or second mortgage, on primary residence only
*APR = Annual Percentage Rate. Restrictions apply. PrimePlus Mini-Home Equity Line of Credit (Mini-HELOC) Mortgage rates are based on individual credit worthiness and Prime Lending Rate, currently 3.25%, as published in the Wall Street Journal (WSJ), plus a margin which may be as low as 0.00% (max rate 9.25%), 3.00% (max rate 12.25%), or 6.00% (max rate 15.25%). Rates are subject to change without notice. Coosa Pines FCU is an Equal Housing Lender.