Disclosures

Privacy Notice & Disclosure

Coosa Pines Federal Credit Union, your member-owned financial institution, is committed to protecting the privacy of our members. Under federal law, we are required to give you this Privacy Notice & Disclosure. It describes our credit union’s privacy policy and practices concerning the personal information we collect and disclose about our members.

If after reading this notice you have questions, please contact us by phone at 1-800-237-9789 (toll-free) or 256-378-5559 (local), or write to:

Coosa Pines Federal Credit Union

33710 US Hwy 280

Childersburg, AL 35044

Funds Availability Policy Disclosure

The Funds Availability Policy Disclosure describes your ability to withdraw funds at Coosa Pines Federal Credit Union. It only applies to the availability of funds in transaction accounts. The credit union reserves the right to delay the availability of funds deposited to accounts that are not transaction accounts for periods longer than those disclosed in this policy.

If after reading this disclosure you have questions, please contact us by phone at 1-800-237-9789 (toll-free) or 256-378-5559 (local), or write to:

Coosa Pines Federal Credit Union

33710 US Hwy 280

Childersburg, AL 35044

Membership & Account Agreement

The Membership & Account Agreement covers your rights and responsibilities concerning your accounts, as well as the rights and responsibilities of Coosa Pines Federal Credit Union.

Your account type(s) and ownership features are designated on your Account Card. By signing an Account Card, you agree to the terms and conditions in this Agreement as well as any Account Card, Funds Availability Policy Disclosure, Truth-in-Savings Disclosure, Electronic Funds Transfer Agreement & Disclosure, Privacy Notice & Disclosure, or Account Receipt accompanying this Agreement, as well as the Credit Union’s bylaws and policies and any amendments to these documents from time to time that collectively govern your membership and accounts.

If after reading this agreement you have questions, please contact us by phone at 1-800-237-9789 (toll-free) or 256-378-5559 (local), or write to:

Coosa Pines Federal Credit Union

33710 US Hwy 280

Childersburg, AL 35044

Electronic Funds Transfer Agreement & Disclosure

This Electronic Funds Transfer Agreement & Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic funds transfers (EFT) services offered to you by Coosa Pines Federal Credit Union. Electronic funds transfers are electronically initiated transfers of money from your account through the EFT services described in the agreement. By signing an Application or Account Card for EFT services, signing your card, or using any such service, you agree to the terms and conditions in this Agreement and any amendments for the EFT services offered.

If after reading this disclosure you have questions, please contact us by phone at 1-800-237-9789 (toll-free) or 256-378-5559 (local), or write to:

Coosa Pines Federal Credit Union

33710 US Hwy 280

Childersburg, AL 35044

Fee Schedule

Credit Unions typically charge fewer and lower fees than other financial institutions. You could save up to hundreds of dollars in bank fees each year simply by using your credit union's services. Download a copy of the Fee Schedule here. All fees and charges are subject to change. Fees assessed to your account will appear on your account statement.

If after reading this disclosure you have questions, please contact us by phone at 1-800-237-9789 (toll-free) or 256-378-5559 (local), or write to:

Coosa Pines Federal Credit Union

33710 US Hwy 280

Childersburg, AL 35044