Certificates

Share & IRA Certificates 

Term

APY*

6 months

0.50%

12 months

0.65%

24 months**

0.95%

36 months**

1.20%

48 months**

1.25%

60 months**

1.36%

*APY = Annual Percentage Yield.  **Bump-Up option available on new certificates with 24 months or greater term.  Contact a Member Service Representative for details and restrictions.  Certificate yields effective January 1, 2018 and accurate as of January 1, 2018. Rates subject to change without notice.  Contact credit union to verify current rates and yields.  Minimum deposit required to open certificate is $500.00.  Early withdrawal penalties may apply on share and IRA certificates.