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Money Market Share Account

Earn More While Maintaining Access to Your Money

The Money Market Share account is a rewarding opportunity for savvy savers.

You can earn higher dividends for higher balances while maintaining access to your funds.  

* Fees could reduce the earnings on the account. 


Money Market Share Account
TierBalanceAPY*
First $0.00 - $2,499.00 1.25%
Second $2,499.01 - $24,999.00 1.25%
Third $24,999.01 - $99,999.00 1.50%
Fourth $99,999.01 - $199,999.00 1.75%
Fifth $199,999.01 and over 2.00%
*APY = Annual Percentage Yield.  Yields shown above are effective April 24, 2025, and accurate as of April 24, 2025. RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.  CONTACT CREDIT UNION TO VERIFY CURRENT RATES AND YIELDS. Dividends are declared on the first of each month, calculated based on the average daily balance, and paid monthly. Money Market Accounts require a $2,500.00 minimum opening deposit. The account will remain open with as little as $5.00 on deposit. The minimum balance required to earn the stated APY for each tier is shown in the table above. Withdrawals/transfers in excess of three (3) per month incur a $10.00 fee per transaction. Fees assessed to the account can reduce earnings.


How much do I need for emergencies?

It is prudent planning to have at least three to six months of liquid/cash assets set aside in the event of a loss of job, medical emergency, short-term disability, etc. Use this calculator to help determine how much you need to set aside monthly or as a lump sum to create an emergency fund.

Assumptions

Expenses

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